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Inline Flow

  • The Inline Flow makes it easy for you to facilitate Accrue payments with a streamlined UX that doesn't take users away from checkout.
  • Users will be able to create a payment intent and enter an additional payment method (if paying by wallet).
  • Accrue will handle all the balance checks and funds aggregation, allowing you to confirm a Payment Intent within your app.

Client ID​

Your dedicated account manager at Accrue will provide you with Client IDs for all your integrations. The Client ID will look similar to this example: 123e4567-e89b-12d3-a456-426614174000

Accrue JavaScript Loaded (Controlled)​

  • This is our recommended integration method, since we will be able to optimize the user experience for you, with minimal work on your side.
  • You can use <accrue-pay flow="[bank|wallet]"></accrue-pay> to indicate the placement.
  • Please refer to Client Configuration on how to define additional custom placements.
Accrue Pay Inline Integration - Controlled
<html>
  <head>
    <script
      data-script="accrue-pay"
      defer
      src="https://pay[-sandbox].accruesavings.com/main.js"
      data-client-id="{your-client-id}"
    ></script>

    <script>
      document.addEventListener("AccruePay::Ready", () => {
        window.accruePay.onGetUserData(() => {
          // Your own user data to be attached to the user profile stored with Accrue
          return {
            referenceId: "123e4567-e89b-12d3-a456-426614174000",
            email: "user@email.com",
            phoneNumber: "+1212559999",
          };
        });

        window.accruePay.onSignIn((payload) => {
          // Once the user signs in you'll receive basic profile data that you can store and use for lookups
          console.log(payload);
          // {
          //   id: '497f6eca-6276-4993-bfeb-53cbbbba6f08',
          //   referenceId: '123e4567-e89b-12d3-a456-426614174000',
          //   isNewUser: true,
          // }
        });

        window.accruePay.onPaymentIntentStart(() => {
          // Send the current cart total amount to Accrue Pay.
          return {
            walletId: "123e4567-e89b-12d3-a456-426614174000", // Only required when implementing `Pay by Wallet`
            amount: 9999, // Positive integer representing how much to charge in the smallest currency unit (e.g., 100 cents to charge $1.00)
            reference:
              "Cart ID, User ID, or any freeform combination of IDs or random strings",
          };
        });

        window.accruePay.onPaymentIntentUpdate((paymentIntent) => {
          // Store the created payment intent into a form field or local checkout state.
          console.log(paymentIntent);
        });
      });

      function onPay() {
        // Make a request to your backend
        // Include the `paymentIntent.id` in the request body
        // As part of your backend logic use the `paymentIntent` to make a request to the `Accrue Merchant API,` then authorize and capture the payment
        // Please refer to the `Merchant API Integration` section for more details
      }
    </script>
  </head>

  <body>
    <accrue-pay flow="[bank|wallet]"></accrue-pay>
    <button onclick="onPay()">Pay</button>
  </body>
</html>

Updating the amount dynamically​

Whenever you need to update the amount after the initial load of the SDK, simply call the setAmount method:

Accrue Pay Inline Integration - Update amount dynamically
window.accruePay.setAmount(9999); // Positive integer representing how much to charge in the smallest currency unit (e.g., 100 cents to charge $1.00)

No Accrue JavaScript Loaded (Uncontrolled)​

  • If, for any reason, you would rather not load any of our JavaScript code to your checkout page then you can construct the iFrame yourself.
  • Please make sure that iframe is rendered properly on your page, using the proper source URL layout: https://pay[-sandbox].accruesavings.com/_/[flow]/?client={your-client-id}&amount={cart-total-amount}&reference={freeform-reference}
  • Please make sure you are using the appropriate flow:
    • bank for Pay by Bank
    • wallet for Pay by Wallet
  • Please make sure that you are listening to the AccruePay::PaymentIntentUpdated event.
Accrue Pay Inline Integration - Uncontrolled
<html>
  <head>
    <script>
      window.addEventListener("message", (event) => {
        if (
          event.origin === "https://pay[-sandbox].accruesavings.com" &&
          event.data?.key === "AccruePay::PaymentIntentUpdated"
        ) {
          const paymentIntent = event.data.paymentIntent;
          // Store the created payment intent into a form field or local checkout state.
          console.log(paymentIntent);
        }
      });

      function onPay() {
        // Make a request to your backend
        // Include the `paymentIntent.id` in the request body
        // As part of your backend logic use the `paymentIntent` to make a request to the `Accrue Merchant API,` then authorize and capture the payment
        // Please refer to the `Merchant API Integration` section for more details
    </script>
  </head>

  <body>
    <iframe
      title="Accrue Pay"
      width="340px"
      height="420px"
      style="border:none;"
      src="https://pay[-sandbox].accruesavings.com/_/[flow]/?client={your-client-id}?wallet={wallet-id-when-pay-by-wallet}&amount=9999&reference=optional-reference"
    />

    <button onclick="onPay()">Pay</button>
  </body>
</html>