Accrue Pay

Accrue Pay is one solution that supports two slightly different payment flows.

The first is for users that don't have an existing Accrue Wallet with funds - they can just link their bank account to purchase via the Pay by Bank flow. The other is for users that wish to utilize their Accrue Wallet balance - they will be supported via Pay by Wallet.

Both flows are supported with one integration that can be added to a Merchant's checkout page.

Checkout more details of how Pay by Bank and Pay by Wallet work in the next pages.

📄️ Accrue Pay by Wallet

Pay by Wallet allows a merchant to offer the Accrue Savings Wallet as an alternative to pay for goods and services directly in the merchant app or website. Funds are transferred from the customers Accrue Savings Wallet to the merchant on a settlement schedule agreed upon by the merchant and Accrue, saving the merchant fees from payment processors.

📄️ Accrue Pay by Bank

Pay by Bank using Accrue allows a merchant to offer payments directly from a user's linked external bank account within their app or website. Funds are transferred from the customers linked bank account to the merchant on a settlement schedule agreed upon by the merchant and Accrue, saving the merchant fees from payment processors.

📄️ Settlements Guide

A settlement batches Pay by Bank payment and refund operations for a merchant. If settlements are enabled, a settlement is generated each weekday that will

📄️ Pay by Bank FAQ

Frequently Asked Questions